| Peoples Southern Bank | |
| Categories: |
Alabama Mortgage/State/Alabama Online Banking/Business Accounts Online Banking/Corporate Accounts Online Banking/Personal Accounts Other/Financing/Business Loans Other/Financing/Commercial Loans Other/Financing/Personal Loans Other/IRA Other/Telephone Banking |
| URL: | http://www.peoplessouthern.com/ |
| Description: |
At Peoples Southern Bank, the basis of each customer relationship, many of which span generations, is trust. You have chosen to do business with Peoples Southern Bank which we will honor that relationship with great care, beginning with the information you have chosen to share with us. We believe that your privacy should not be compromised. At the same time, you should be offered the array of financial products and services you need to accomplish your financial goals. PSB can do both through the privacy policy outlined below. Sources of Personal Information We collect non-public personal information about you from the following sources: information we receive from you on applications or other forms; information about your transactions with us; and information we receive from a consumer reporting agency. Recognition of a Customer's Expectation of Privacy Peoples Southern Bank recognizes your right to privacy and that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times. Customers Benefits of Institution's Information Management Practices We collect, retain, and use information about you so we can provide products, services, and other opportunities to you and you will be informed why we are collecting and retaining it upon your request. This information is used to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and the best possible services. Maintenance of Accurate Information Peoples Southern Bank has established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable commercial standards. We also pledge to respond to requests to correct inaccurate information in a timely manner. Limitations on Employee Access to Information At Peoples Southern Bank, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all Peoples Southern Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Policies will be subject to disciplinary measures. Protection of Violence via Established Security Procedures We safeguard information according to established security standards and procedures, regarding unauthorized access to customer information. Restrictions on the Disclosure of Account Information It is the bank's policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence or business matter, unless 1) the information is provided to help complete a customer initiated transaction; 2) the customer requests or permits it; 3) the disclosure is required by or allowed by law (e.g., subpoena, investigation of fraudulent activity, request by regulator, etc.); 4) the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and given the opportunity to decline (i.e., "opt out"). Maintaining Customer Privacy in Business Relationship with Third Parties When the Bank conducts business with third parties, it requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable information provided to them. Information About Former Customers If or when a customer closes an account, we will not disclose any information on the formercustomer, except as permitted by law. Providing Privacy Information to Customers and Responding to Inquiries Peoples Southern Bank recognizes and respects the privacy expectations of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed these Privacy Principles which are made readily available to our customers. Customers who have questions about the Privacy of their customer information should call 205.755.2240 620 Second Avenue North P.O. Box 269 Clanton, AL 35046 Phone 205-755-2240 Fax 205-755-4045 Telephone Banking 205-755-1449 |
| Title: | Peoples Southern Bank |
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| Link Added: | 05-05-2007 |
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