|Peoples Southern Bank|
Online Banking/Business Accounts
Online Banking/Corporate Accounts
Online Banking/Personal Accounts
Sources of Personal Information
We collect non-public personal information about you from the following sources:
information we receive from you on applications or other forms;
information about your transactions with us; and
information we receive from a consumer reporting agency.
Recognition of a Customer's Expectation of Privacy
Peoples Southern Bank recognizes your right to privacy and that you have a right to expect your personal financial information to remain private and secure. We will maintain standards to ensure that your information is private and secure at all times.
Customers Benefits of Institution's Information Management Practices
We collect, retain, and use information about you so we can provide products, services, and other opportunities to you and you will be informed why we are collecting and retaining it upon your request. This information is used to protect and administer your records, accounts, and funds; to comply with certain laws and regulations; to help us design or improve our products and services; and to understand your financial needs so that we can provide you with quality products and the best possible services.
Maintenance of Accurate Information
Peoples Southern Bank has established procedures to ensure that your financial information is accurate, current and complete, in keeping with reasonable commercial standards. We also pledge to respond to requests to correct inaccurate information in a timely manner.
Limitations on Employee Access to Information
At Peoples Southern Bank, employee access to personally identifiable customer information is limited to those with a business reason to know such information. Employees are educated on the importance of maintaining the confidentiality of customer information and on these Privacy Principles. Because of the importance of these issues, all Peoples Southern Bank employees are responsible for maintaining the confidentiality of customer information and employees who violate these Privacy Policies will be subject to disciplinary measures.
Protection of Violence via Established Security Procedures
We safeguard information according to established security standards and procedures, regarding unauthorized access to customer information.
Restrictions on the Disclosure of Account Information
It is the bank's policy not to reveal specific information about customer accounts or other personally identifiable data to unaffiliated third parties for their independent use, except for the exchange of information with reputable information reporting agencies to maximize the accuracy and security of such information or in the performance of bona fide corporate due diligence or business matter, unless 1) the information is provided to help complete a customer initiated transaction; 2) the customer requests or permits it; 3) the disclosure is required by or allowed by law (e.g., subpoena, investigation of fraudulent activity, request by regulator, etc.); 4) the customer has been informed about the possibility of disclosure for marketing or similar purposes through a prior communication and given the opportunity to decline (i.e., "opt out").
Maintaining Customer Privacy in Business Relationship with Third Parties
When the Bank conducts business with third parties, it requires its vendors and suppliers to maintain similar standards of conduct regarding the privacy of personally identifiable information provided to them.
Information About Former Customers
If or when a customer closes an account, we will not disclose any information on the formercustomer, except as permitted by law.
Providing Privacy Information to Customers and Responding to Inquiries
Peoples Southern Bank recognizes and respects the privacy expectations of our customers. We want our customers to understand our commitment to privacy in our use of customer information. As a result of our commitment, we have developed these Privacy Principles which are made readily available to our customers. Customers who have questions about the Privacy of their customer information should call 205.755.2240
620 Second Avenue North
P.O. Box 269
Clanton, AL 35046
Telephone Banking 205-755-1449
|Title:||Peoples Southern Bank|
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