|El Dorado Savings Bank|
Online Banking/Business Accounts
Online Banking/Personal Accounts
El Dorado Savings Bank was established in Placerville in 1957 to offer competitive savings programs to local residents while promoting home ownership through construction, purchase and refinance loans. As El Dorado expanded its operations over the years, the bank remained faithful to these original principles by developing new loan and savings products, while adding service delivery channels with ATMís, telephone banking and Internet banking.
The underlying commitment, although, that has distinguished El Dorado from the competition during its 49 years, is the insistence of the Board of Directors and management that each employee of the bank provide personal, efficient and friendly service to all existing and prospective customers. The combination of convenient branch locations, employees dedicated to customer service, and a variety of products, services and delivery channels to meet the needs of our diverse customers and communities, has allowed El Dorado Savings Bank to grow its operations, while continually recording consistent growth and strong profits.
In 2000, El Dorado was named the top savings institution in the western region of the U.S. for the second consecutive year by SNL Securities of Charlottesville, Virginia, while the California Research Corporation awarded El Dorado a perfect 4.0 score and its highest 5 diamond designation as the best rated savings institution in California for the third consecutive year. In addition, as of December 2005, Bauer Financial Reports of Coral Gables, Florida, has awarded El Dorado Savings Bank its highest 5 star rating as one of the safest banks in the U.S. for the 49th consecutive quarter dating back to 1993, and Weiss Ratings in January 2006 awarded El Dorado its "Excellent" rating.
El Dorado Savings Bank continues to exhibit a strong financial condition. As of June 30, 2006, El Dorado had $1.4 billion in assets, $1.17 billion in savings deposits, capital of $148.2 million representing 10.55% of assets, and earnings for the first 6 months of 2006 of $6,216,853. The bank had liquidity of $860 million at June 30, 2006, and in 2005 completed its 17th consecutive year with no foreclosed property on the books.
On behalf of the management and employees of El Dorado Savings Bank, I hope you will enjoy banking and investing with El Dorado through our convenient telephone banking, ATM system and Internet Banking service. I also invite you to drop by one of our convenient 33 branch locations to experience the El Dorado Savings Bank commitment to excellent customer service.
Thomas C. Meuser
Chairman and Chief Executive Officer
|Title:||El Dorado Savings Bank|
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