Online Banking/Business Accounts
Online Banking/Personal Accounts
Affinity Bank was originally named San Francisco Thrift and Loan and was incorporated in 1982 as a local bank serving the San Francisco Chinese-American community. In 1995, the Bank was sold to Affinity Group, Inc. (AGI). The company’s headquarters were relocated to Ventura, California and the Bank was renamed Affinity Thrift & Loan before becoming Affinity Bank in 1997. In 1999, AGI transferred to ownership to Affinity Bank Holdings, Inc.
Affinity Bank began its new life by offering high-yield deposit products to customers of its two branch offices and by advertising to members of several travel and leisure clubs located throughout the United States. Today, the company offers a complete array of consumer deposit products including checking, savings, money market accounts, certificates of deposit and IRAs through a growing network of local branches and a national call center.
On the loan side of the balance sheet, our credit products are focused on originating
commercial and multi-family real estate loans as well as residential and commercial construction loans. Our loan origination team works predominately with professional real estate investors and mortgage brokers through our ten regional loan offices located in the western United States.
The Bank’s mission statement includes these three key goals:
Maintain operating costs below our peer-group member banks so we can provide competitively priced loan and deposit products and superior customer service.
Provide financing for the rehabilitation and preservation of existing low cost dwelling units in all markets we serve.
Give back to the communities in which we live, work and conduct business.
Adhering to these principles has helped fuel our history of continuous growth and profitability. Thanks to the hard work and dedication of our employees, Affinity Bank has continuously ranked among the top banks of its size in the country on the basis of return on equity, operating efficiency and asset quality.
Looking ahead, we are planning for continuous, profitable growth by expanding our deposit and loan office networks and adding new products and services, including small business banking and asset based business credit lending programs.
Personal Banking Services
101 S. Chestnut Street
Ventura, California 93001
Affinity Bankline : 800.489.1690
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